1. Introduction
   The Risk Cover is managed by Profoundway Pvt Ltd and is a registered entity with the Securities and Exchange Commission of Pakistan (SECP). We operate as an insurance aggregator in Pakistan, providing users with access to various insurance products and services. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you visit our website or use our services. By using our website, you agree to the terms outlined in this policy.
2. Information We Collect
   We may collect the following types of personal information:

• Personal Identification Information: Name, email address, phone number, CNIC, date of birth, and residential address.
• Financial Information: Payment details, premium preferences, and transaction history.
• Insurance-Related Information: Policy details, claims history, and coverage preferences.
• Technical Information: IP address, browser type, device information, and usage data collected through cookies and analytics tools.

3. How We Use Your Information
   We use your information to:

• Provide you with quotes and comparisons of insurance products.
• Process your insurance applications and transactions in accordance with your instructions.
• Communicate with you about policy updates, offers, and services.
• Improve our website, services, and customer experience.
• Comply with legal and regulatory requirements.

4. Data Sharing & Disclosure
   We do not sell or rent your personal information. However, we may share your data with:

• Insurance Providers: To facilitate insurance quotes, purchases, and claims, with your consent or as required to fulfill your requests.
• Service Providers: Third-party vendors who assist in website operations, analytics, and customer support, bound by confidentiality agreements.
• Regulatory Authorities: When required by law or to comply with legal obligations, including fraud prevention and regulatory compliance.
• Business Transfers: In case of a merger, acquisition, or asset sale, your information may be transferred to the new entity, subject to this Privacy Policy.

5. Data Security
   We implement industry-standard security measures, including encryption and access controls, to protect your personal data from unauthorized access, alteration, or disclosure. However, while we take reasonable steps to safeguard your data, no online system is completely secure, and we cannot guarantee absolute security.
6. Your Rights & Choices
   You have the right to:

• Access, update, or correct your personal information.
• Request the deletion of your data, subject to legal and regulatory requirements.
• Opt out of marketing communications at any time.
• Withdraw consent for data processing where applicable, subject to legal limitations.

7. Cookies & Tracking Technologies
   We use cookies and similar technologies to enhance user experience, analyze site traffic, and personalize content. By using our website, you consent to our use of cookies. You can manage cookie preferences through your browser settings.
8. Third-Party Links
   Our website may contain links to third-party websites. We are not responsible for their privacy practices, and we encourage you to review their policies before providing any personal information. Your interactions with third-party sites are solely at your own risk.
9. Changes to This Policy
   We reserve the right to update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page with the updated effective date. Continued use of our services after changes are posted constitutes acceptance of the revised policy.